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Personal Debt Restructuring

IndividualInsolvency Law and Bankruptcies

WSNP: A clean slate after debts

As an individual you may unintentionally end up with payment arrears which are so high that you cannot meet them on your own. As an entrepreneur you may suffer the bankruptcy of your business, which makes your personal situation financially unsustainable as well. In both cases the Natural Persons Debt Rescheduling Act (Wet Schuldsanering Natuurlijke Personen - WSNP) offers the possibility of a debt-free future. Specialists at OMVR are familiar with the applicable rules for admission to the WSNP, and provide advice relating to the application procedure.

Appeal

If you disagree with the court's decision, you can appeal. In that case you must use an attorney. The specialists at OMVR will assist you with this. Our firm is also regularly appointed as the administrator in a WSNP debt rescheduling.

Legal Aid Board (Raad van de Rechtsbijstand)

For more information about the Natural Persons Debt Rescheduling Act please contact the Legal Aid Board.


Specialisten in personal debt restructuring


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